No HOA and the seller is willing to help with closing cost or a rate buy down!!! Come and see this cozy and modern two-bedroom, one-bathroom half-duplex , perfect for those seeking comfort and functionality. This charming home features a well-designed open layout, seamlessly connecting the living, and kitchen areas to create an inviting and spacious feel. The living room is flooded with natural light, thanks to large windows that offer beautiful views and a warm, welcoming atmosphere.The kitchen is well-appointed with modern appliances, ample counter space, and stylish cabinetry, making it ideal for both everyday living and entertaining guests. This home is located in the heart of the city so its close to shops and resturants and a short distance away from the tollway. do yourself a favor and come see this beautiful Duplex today!